Pakistan – Now A Golden Chance Towards Prosperity

An Open Letter to Pakistanis.

اسلام و علیکم

It is not correct and wise thinking that only the ministry of finance can stem the economic rot of Pakistan.

If at all we have to get rid of the slavery of the IMF, the entire nation, including the government machinery, needs to correct our direction (Qibla) without wasting a moment, as waste of over 75 years was more than enough time to completely mortgage our country into the stranglehold of our creditors.

Now, leaving aside politics, we must concentrate and focus only on the factors that could re-build Pakistan on a fast track model.

Given below are some doable homegrown solutions for Pakistan to economically flourish without taking any help from the IMF:

  • Invest in renewable energy. Pakistan has a wealth of renewable energy resources, such as solar and wind power. Investing in these resources would help to reduce the country’s reliance on imported oil and gas, which would save money and reduce pollution. Moreover, cheapest and most reliable energy is available to us from Iran for which Pakistan MUST make concerted efforts by some out of box and daring thinking and actions by bringing this energy source under the ambit of the CPEC and visionary planning of building oil and gas pipeline of Iran to China through Pakistan as it will be more risk free than the bringing gas etc from Turkmenistan via Afghanistan. Here we should not forget that by out of box thinking earlier India purchased Iranian oil without payments for ten years to circumvent sanctions on Iran.
  • Increase IT exports. We must focus on the impediments facing our IT sector exports and in this regard there was a an extra ordinary need of formation of Pakistan IT Exports Board which should also be entrusted regulatory authority powers for ensuring radical improvement in the very poor IT education standards in Pakistan.
  • Expand the tourism industry. Pakistan has a rich history and culture, which could attract tourists from all over the world. Expanding the tourism industry would create jobs and boost the economy.
  • Promote small businesses. Small businesses are the backbone of any economy. By providing support and training to small businesses, Pakistan can create jobs and stimulate economic growth.
  • Improve the education system. A well-educated workforce is essential for economic growth. By improving the education system, Pakistan can produce a more skilled workforce that can compete in the global economy.
  • Invest in the agricultural sector. Pakistan is a major agricultural producer, but its agricultural sector is still underdeveloped. By investing in the agricultural sector, Pakistan can increase food production and reduce its reliance on imports. This would help to boost the economy and create jobs.
  • Export trained manpower. Pakistan has a large pool of skilled and educated workers. By exporting trained manpower, Pakistan can earn foreign exchange and help to create jobs. This would help to boost the economy and improve the standard of living for its citizens.

Here are some specific examples of how Pakistan can invest in the agricultural sector and export trained manpower:

  • Invest in irrigation and water management systems. This would help to increase crop yields and reduce the risk of crop failure.
  • Invest in agricultural research and development. This would help to develop new crops and agricultural practices that are more resistant to pests and diseases.
  • Invest in agricultural education and training. This would help to create a skilled workforce that can meet the demands of the agricultural sector.
  • Develop a strategy to export trained manpower. This could involve working with foreign companies to identify the skills that they need and then training Pakistani workers to meet those needs.
  • Reduce corruption. Pakistan must devise a method of replacing the system and culture which ensures that ‘Corruption Pays’ rather than ‘Corruption is a Crime’. Corruption is a major drain on the Pakistani economy. By reducing corruption, Pakistan can save money and improve the efficiency of government services. One of the easiest way to minimise corruption is to bring in transparency and accountability by using IT in the systems of each and every department dealing with the public but the customs and tax departments must be 100% automated on top most priority. Moreover, NO funds for development projects should be allocated to the parliamentarians at any cost. Other government departments must learn from the Punjab Education Department where the transfers of hundreds of thousands teachers has been computerised resulting in virtual elimination corruption and other malpractices.

In addition to the above suggestions, Pakistan could also consider the following:

Freeze politics for 10 years We have had enough of politics, which has virtually blown us apart and badly divided the nation, whereas, without unity there can be no prosperity. Now Pakistan deserves a break from politics, as otherwise also without grass root level democracy in the political system and the political parties (sans proper/genuine intra party elections), claims and slogans for democracy were a sham and a big farce.

  • Expanding trade with other countries. Pakistan could negotiate trade deals with other countries to increase exports and reduce imports. This would help to boost the economy and create jobs.
  • Investing in infrastructure. Pakistan’s infrastructure is in need of major investment. By investing in roads, bridges, and other infrastructure, Pakistan can improve the efficiency of the economy and make it easier for businesses to operate.
  • Attracting foreign investment. Pakistan can attract foreign investment by creating a more business-friendly environment. This would bring in much-needed capital and help to create jobs.

Radical restructuring judicial and taxation systems is also the crying need of the hour.

By taking the above-mentioned steps, Pakistan, to a large extent, can achieve economic prosperity without relying on the IMF.

Sincerely,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.

Foreign Office Pakistan Zindabad!

Sad Story of the reversal of the US Government’s policy change in favour of Pakistan after my 10 pages letter dated 12 April 2022 to the US President Joe Biden:

It will not be out of place to mention that a very senior bureaucrat of the the Pakistani Foreign Office once told a friend that the US foreign policy
is not changed in the manner the writer was claiming.

However, as a proof, it can be verified that not only Allah (SWT) Blessed me success with the USA when it removed the specific word ‘PAKISTAN’ from their next joint statement in May 2022, the Japanese government also removed the entire PARAGRAPH in the next Japan – India Joint communique in September 2022. after I wrote directly to the Japanese PM on 22 March 2022 when on March 19, 2022 the Japan-India joint communique literally NAMED and SHAMED Pakistan at Para # 8.
Link:- https://www.snayyar.com/pakistani-foreign-policy-gains-of-2022.html#sthash.L0otErvh.dpbs

We can observe the highly offensive language used against Pakistan in the relevant part of the Fourth Annual US-India 2+2 Ministerial Dialogue Communique of 11 April 2022:

The Ministers strongly condemned any use of terrorist proxies and cross-border terrorism in all its forms and called for the perpetrators of the 26/11 Mumbai attack, and Pathankot attack, to be brought to justice. They called for concerted action against all terrorist groups, including groups proscribed by the UNSC 1267 Sanctions Committee, such as al-Qaida, ISIS/Daesh, Lashkar-e-Tayyiba (LeT), and Jaish-e-Mohammad (JeM), and Hizb ul Mujahideen. The Ministers called on Pakistan to take immediate, sustained, and irreversible action to ensure that no territory under its control is used for terrorist attacks.

Link: -https://www.state.gov/fourth-annual-u-s-india-22-ministerial-dialogue/

On the very next day on 12 April 2022, I sent the following letter to Joe Biden President of the United States tiled ‘An Open Letter to the President of the United States.

Link: – https://www.snayyar.com/an-open-letter-to-the-president-of-the-united-states.html

By the Grace of Allah (SWT) my above mentioned letter to President Joe Biden proved extremely impactful, which can be observed with the

Quad leaders-India Joint Statement dated 24 May 2022 which SPECIFICALLY OMITTED the name of PAKISTAN, as below:

MAY 24, 2022

Quad Joint

Leaders’ Statement

The White House

Para # 7

Relevant portion where specifically name of PAKISTAN was OMITTED:

We condemn unequivocally terrorism and violent extremism in all its forms and manifestations and reiterate that there can be no justification for acts of terror on any grounds whatsoever. We denounce the use of terrorist proxies and emphasize the importance of denying any logistical, financial or military support to terrorist groups which could be used to launch or plan terror attacks, including cross-border attacks. We reiterate our condemnation of terrorist attacks, including 26/11 Mumbai and Pathankot attacks. We also reaffirm UNSC Resolution 2593 (2021), which demands that Afghan territory must never again be used to threaten or attack any country or to shelter or train terrorists, or to plan or finance terrorist attacks.

Link: – https://www.whitehouse.gov/briefing-room/statements-releases/2022/05/24/quad-joint-leaders-statement/

COMPARISON:

Now compare the above language and wording of 24 May 2022 Quad Joint Leader’s statement of the White House (word PAKISTAN was not mentioned) with the 11 April 2022 US-INDIA communique where name of PAKISTAN is SPECIFICALLY mentioned in extremely HARSH language, which proves the favorable impact my letter to the American President had, in favourably moulding the US Foreign Policy towards Pakistan.

Now, after the above mentioned 24 May 2022 tilt in the US foreign policy favouring Pakistan, this time the Indians reversed our gains in the US-India joint statement of 22 June 2023 [ link of Para # 32 https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/22/joint-statement-from-the-united-states-and-india/ ]

which is really a sad story of slackness of all the concerned in the government of Pakistan.

Syed Nayyar Uddin Ahmad
+93 321 9402157
Lahore.

An Open Letter to M Ishaq Dar

Respected Minister Muhammad Ishaq Dar Sahab.

السلام وعلیکم

Sir,

The budget of FY 23-24 you present on 9th June 23 has the outlay of PKR 14.5 trillion, but tax revenue generation of PKR 9.2 trillion ONLY.

In this regard, Dr. Ikram ul Haq has already proposed in minutest details how to generate over PKR14 trillion TAX REVENUE by reducing the tax rate, but expanding its base.

Now, either the Finance Ministry should accept the taxation ideas of Dr. Ikram ul Haq about the above-mentioned tax revenue generation, or it should inform the public that PKR over 14 trillion can not be generated with the proposals of Dr. Ikram ul Haq.

Sir, this is all the more a critical issue for Pakistan as IMF funding is undecided and FBR has already failed to collect tax revenue targets of PKR 7.6 trillion of FY 22-23 and now it will be required to meet the tax revenue target of PKR 9.2 trillion of 23-24 with reduced imports, which looks well neigh impossible.

As such, you may seriously consider the proposals of Dr. Ikram ul Haq for adopting the least disruptive taxation measures, which aims to generate tax revenues of above PKR 14 trillion instead of your target of PKR 9.6 trillion during FY 23-24.

Best Regards,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.

An Open Letter to the Indians!

A letter of the year 2019 even more relevant today.

From Pakistan With Love to All the Indians..!

Happy New Year 2019 – To All the Indians

New Year Resolution – From Pakistan With Love 💖 to All the Indians..!

While wishing all the Indians a very happy, peaceful and prosperous new year 2019, we would like to inform everyone in India that if at all, we have to be friends, then that friendship must be in true sense; and we must not act and behave with each other, in a hypocritical manner.

We Pakistanis would also like to assure the Indians that even if we wanted, we can’t conquer India. At the same time even if India wanted, it can’t pull down Pakistan, without India being destroyed, as well.

So, why to waste our time and energies in an imaginary hatred policies?
Why to waste our precious resources, in being the prisoners of our foolish past?
From the first day of the new year 2019, let us bury our bitter past and be friends in true sense, like all the European countries:

Ring out the old, ring in the new,
Ring, happy bells, across the snow:
The year is going, let him go;
Ring out the false, ring in the true.

Let us have a genuine peace. Let India remove all its strike forces from the border without any fear. Let us join hands to wage a war against poverty, hunger, disease and illiteracy. Let us turn this subcontinent into a bastion of peace and a heaven on earth:

Ring out false pride in place and blood,
The civic slander and the spite;
Ring in the love of truth and right,
Ring in the common love of good.
Ring out old shapes of foul disease,
Ring out the narrowing lust of gold;
Ring out the thousand wars of old,
Ring in the thousand years of peace.

India and Pakistan just need a period of single decade of genuine peace, to turn around its fortunes to emerge as the most potent economic and cultural power-house of this world.

The only condition is the genuine and authentic peace, like the one which exists in between the EU countries.

Why India and Pakistan should live for decades like divided Korea? Why both the countries can not live like united Europe?

Europe which was so divided that its residents fought two world wars; but now when sense has prevailed, Europeans are reaping the dividends of peace.

Now, when both India and Pakistan are nuclear powers, conquering one other is out of question, without Mutually Assured Destruction (MAD).

As such, those believing in success of low intensity wars are lunatics, living in fools paradise, like Hitler and Mussolini.

War between two nuclear neighbours is out of contention, because, even if one country using first strike option annihilates the other neighbour, the fallout of nuclear radiation will leave the victor, uninhabitable forever.

Thus, peace is the only option for India and Pakistan.

Don’t be afraid of problems between the two countries, because they will remain for ever, but we have to give priority to peace, over the problems.

Let us make a new start from the beginning of the new year 2019, with the slogan – Long live the friendship of the teeming millions of India and Pakistan.

Once again our kind regards and best wishes for a happy and prosperous New Year 2019 to all the Indians.

Syed Nayyar Uddin Ahmad
Lahore.

nayyarahmad51@gmail.com

An Open Letter to the Pakistani Nation..!


20 May 2023

My Dear Pakistanis!

اسلام و علیکم

It is not correct and wise thinking that only the ministry of finance can stem the economic rot of Pakistan.

If at all we have to get rid of the slavery of the IMF, the entire nation, including the government machinery, needs to correct our direction (Qibla) without wasting a moment, as waste of over 75 years was more than enough time to completely mortgage our country into the stranglehold of our creditors.

Now, leaving aside politics, we must concentrate and focus only on the factors that could re-build Pakistan on a fast track model.

Given below are some doable homegrown solutions for Pakistan to economically flourish without taking any help from the IMF:

Invest in IT sector. Pakistan has one of the best brains in this field of technology and must go all out harness its potential for a getting fast returns in the shape of providing employment and generating forex reserves.

  • Invest in renewable energy. Pakistan has a wealth of renewable energy resources, such as solar and wind power. Investing in these resources would help to reduce the country’s reliance on imported oil and gas, which would save money and reduce pollution.
  • Expand the tourism industry. Pakistan has a rich history and culture, which could attract tourists from all over the world. Expanding the tourism industry would create jobs and boost the economy.
  • Promote small businesses. Small businesses are the backbone of any economy. By providing support and training to small businesses, Pakistan can create jobs and stimulate economic growth.
  • Improve the education system. A well-educated workforce is essential for economic growth. By improving the education system, Pakistan can produce a more skilled workforce that can compete in the global economy.
  • Invest in the agricultural sector. Pakistan is a major agricultural producer, but its agricultural sector is still underdeveloped. By investing in the agricultural sector, Pakistan can increase food production and reduce its reliance on imports. This would help to boost the economy and create jobs.
  • Export trained manpower. Pakistan has a large pool of skilled and educated workers. By exporting trained manpower, Pakistan can earn foreign exchange and help to create jobs. This would help to boost the economy and improve the standard of living for its citizens.

Here are some specific examples of how Pakistan can invest in the agricultural sector and export trained manpower:

  • Invest in irrigation and water management systems. This would help to increase crop yields and reduce the risk of crop failure.
  • Invest in agricultural research and development. This would help to develop new crops and agricultural practices that are more resistant to pests and diseases.
  • Invest in agricultural education and training. This would help to create a skilled workforce that can meet the demands of the agricultural sector.
  • Develop a strategy to export trained manpower. This could involve working with foreign companies to identify the skills that they need and then training Pakistani workers to meet those needs.
  • Reduce corruption. Corruption is a major drain on the Pakistani economy. By reducing corruption, Pakistan can save money and improve the efficiency of government services.
  • Expanding trade with other countries. Pakistan could negotiate trade deals with other countries to increase exports and reduce imports. This would help to boost the economy and create jobs.
  • Attracting foreign investment. Pakistan can attract foreign investment by creating a more business-friendly environment. This would bring in much-needed capital and help to create jobs.
  • Investing in infrastructure. Pakistan’s infrastructure is in need of major investment. By investing in roads, bridges, and other infrastructure, Pakistan can improve the efficiency of the economy and make it easier for businesses to operate.

Radical restructuring of the judicial and taxation systems is also the crying need of the hour.

In addition to the above suggestions, Pakistan may also consider the following:

Freeze politics for 10 years. We have had enough of politics, which has virtually blown us apart and badly divided the nation, whereas, without unity there can be no prosperity. Now Pakistan deserves a break from politics, as otherwise also without grass root level democracy in the political system and the political parties (sans proper/genuine intra party elections), claims and slogans for democracy were a sham and a big farce.

By taking the above-mentioned steps, Pakistan, to a large extent, can achieve economic prosperity without relying on the IMF.

Sincerely,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.

Why a New Social Contract for Pakistan?

Dear Prime Minister Shehbaz Sharif,

I am writing to you today to urge you to take the necessary steps to create a new social contract for Pakistan. The current social contract is broken. It is no longer working for the majority of Pakistanis.

The old social contract was based on the idea that the government would provide for the basic needs of its citizens, such as education, healthcare, and security. In return, citizens would be loyal to the government and obey its laws.

However, this social contract has broken down. The government is no longer able to provide for the basic needs of its citizens. The education system is in shambles, healthcare is unaffordable for many, and the security situation is dire.

As a result, many Pakistanis are feeling disillusioned and disenfranchised. They feel that the government is not working for them and that they have no voice in the political process.

This is a dangerous situation. It is breeding resentment and anger, which could lead to violence and instability.

We need a new social contract. A social contract that works for everyone, not just the elite. A social contract that guarantees basic rights and opportunities for all Pakistanis.

A new social contract would need to include the following elements:

  • A strong commitment to education and healthcare.
  • A fair and just legal system.
  • A government that is accountable to its citizens.
  • A strong economy that creates jobs and opportunities for all.

A new social contract is not a magic bullet. It will not solve all of Pakistan’s problems overnight. But it is a necessary step towards building a more just and prosperous society for all.

As such, I urge you to take the lead in creating a new social contract for Pakistan. It is the only way to ensure a better future for our country.

Thank you for your time.

Sincerely,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.
16 May 2023.

Why Not $ 10 Billion Foreign Exchange?

9 May 2023
Respected Prime Minister of Pakistan

اسلام و علیکم

Yesterday, the news came that now Pakistan is striving to arrange another one billion USD to fulfil the next condition of the IMF for approving its agreement with Pakistan.

There was another media report that your government is planning to provide relief to the common man in the next budget, with 50% and 30% increases respectively, in the pay and pensions of the government employees and fixation of Rs.40,000/- as the minimum monthly wages, which is a laudable step, but won’t make better, the life of a common man, unless, the above increases are doubled, keeping in view the recent unprecedented and unimaginable increases in the rents, rates and prices of every item of the daily use.

Obviously, for such a huge relief package and to meet the IMF’s condition, government will require additional resources, for which your attention is again invited towards my proposal of 4 March 2023, to generate a minimum of 10 billion USD in a very short span of time, which must be tried, because even if this plan fails, it would not cost your government a penny.

Moreover, another relief for the government and private sector employees should also be considered by changing salary payment duration on weekly or fortnightly basis, instead of the current system of payment after 30 days, which is too long a period during such a high inflation era.

Best wishes and kind regards,

Syed Nayyar Uddin Ahmad
03219402157
Lahore

Proposal of 4 March 2023
AoA.

I take this opportunity to humbly suggest that Pakistan can collect 10 billion USD in a flash by mobilising two million overseas Pakistanis (and resident Pakistanis as well) to deposit ONLY 5000 dollars in special [Save Pakistan Account ] on a profit of 10% per annum payable in PKR (so for all times there will be no pressure of repayments in FE) on quarterly basis.

Syed Nayyar Uddin Ahmad
03219402157
Lahore.

How Karachi Can Be a Pakistani Hong Kong?

Developing Karachi on Hong Kong Model for Fast Track Economic Revival of Pakistan

Developing Karachi city on the Hong Kong model would require a comprehensive and coordinated effort involving various stakeholders such as the government, private sector, and citizens. Here are some steps that could be taken:

  1. This mother of all projects should be made a part of greater CPEC as China already posseses the required experience.
  2. Establish a Special Administrative Region (SAR): Karachi can be transformed into an SAR, similar to Hong Kong, which would give it a high degree of autonomy in its governance and economic policies. This would require constitutional amendments and negotiations with the federal government.
  3. Implement a Free Market Economy: Hong Kong has a free-market economy that is highly conducive to business and entrepreneurship. To emulate this model, Karachi would need to create a business-friendly environment with extremely LOW taxes, minimal government regulation, and incentives for investors.
  4. Build Infrastructure: Hong Kong’s world-class infrastructure plays a critical role in its economic success. Karachi needs to improve its infrastructure, including transportation, communication, water and energy networks, to create a conducive environment for businesses to thrive.
  5. Improve Education and Skill Development: Hong Kong has a highly educated workforce that is essential to its success. Karachi must prioritize education and
    skill development to ensure that its workforce is equipped with the necessary skills to drive economic growth.
  6. Strengthen Law and Order: Hong Kong has a reputation for being a safe city, which is essential for businesses to operate. Karachi needs to improve law and order to attract investment and create a conducive environment for businesses to thrive. Moreover, Karachi needs to further divided in small administrative sectors.
  7. Foster Innovation and Entrepreneurship: Hong Kong encourages innovation and entrepreneurship, which has helped it become a leading global financial center. Karachi must foster an entrepreneurial culture and encourage innovation to create a vibrant startup ecosystem.

In conclusion, transforming Karachi into a city like Hong Kong would require significant investment, political will, and sustained effort. However, by adopting the right policies and strategies, Karachi can become a hub of economic growth and development in the region, which in turn will lead to fast track economic resurgence of Pakistan.

Syed Nayyar Uddin Ahmad

+ 92 321 9402157
Lahore.

Suggestions for a Turnaround of the PIAC

Dear Prime Minister of Pakistan,

Like any other airline, the profitability of PIAC depends on various factors such as operational efficiency, cost management, revenue generation, and customer satisfaction. Here are some potential strategies that could help turn around PIAC into a profitable airline:

Streamline operations: PIAC can streamline its operations by reducing inefficiencies and redundancies in its processes, such as improving ground handling, reducing aircraft turnaround time, and optimizing fuel consumption. This could result in cost savings and improved operational efficiency.

Focus on cost management: PIAC can focus on cost management by optimizing its fleet, reducing overhead costs, and negotiating better deals with suppliers. It could also consider outsourcing some of its non-core functions to reduce costs further.

Increase revenue generation: PIAC can look at increasing revenue generation by expanding its route network and increasing flight frequency to popular destinations. It could also focus on generating additional revenue streams through ancillary services such as baggage fees, in-flight sales, and partnerships with other travel-related services.

Improve customer satisfaction: PIAC can improve its customer satisfaction by investing in better inflight entertainment, improving its onboard food and beverage offerings, and providing a better overall customer experience. This could help attract more customers and increase revenue.

Implement effective marketing strategies: PIAC can implement effective marketing strategies to raise brand awareness and increase customer loyalty. This could include targeted advertising, social media marketing, and loyalty programs.

Address management and governance issues: PIAC can address any management and governance issues that may be impacting its operations and profitability. This could involve implementing more effective leadership and management practices, improving accountability and transparency, and addressing any corruption or mismanagement issues.

Implementing these strategies will require a concerted effort from all levels of the organization, including the government, management, and employees. However, with the right focus and commitment, it is possible to turn around PIAC into a profitable airline.

Sincerely,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.

Proposals for Overcoming Power Sector Circular Debt

Dear Prime Minister of Pakistan,

I am writing to you today to offer some suggestions on how to effectively control the issue of power sector circular debt in Pakistan. This issue has been a long-standing problem for the country, and it is time to take action to address it, before it knocks down our foundations of already fragile economy.

Firstly, one of the most important steps that can be taken is to improve the efficiency of the power sector. This can be achieved by reducing line losses and improving the collection of dues from consumers. The government should take measures to incentivize power distribution companies to improve their performance in these areas.

Secondly, the government can consider introducing a subsidy for the low-income population, which can help reduce their burden of electricity bills. This can be achieved by creating a separate fund (or using BISP) which can be used to subsidize the bills of those who are genuinely unable to pay for electricity.

Thirdly, it is important to diversify the energy mix in Pakistan. This can be done by exploring (through a crash program) alternative sources of energy such as solar, wind, and hydro power. These sources of energy can help reduce the reliance on fossil fuels, which are expensive and also contribute to environmental pollution.

Fourthly, it is crucial to ensure transparency and accountability in the energy sector. The government can take steps to promote transparency by introducing mechanisms that allow for independent monitoring of power sector operations with particular reference to the IPP’s.This can help to identify and address any corrupt practices that may be contributing to the circular debt problem.

Lastly, the government can also consider negotiating with international organizations to secure funding for the energy sector. This can help reduce the burden of debt and allow for much-needed investments in the sector. In addition, the government can work on improving the country’s credit rating, which can make it easier to access international funds at more favorable rates.

In conclusion, the issue of power sector circular debt is a complex problem that requires a multifaceted solution. However, with a comprehensive approach that includes the steps outlined above a start can be made towards the right direction.

Sincerely,

Syed Nayyar Uddin Ahmad
03219402157
Lahore.
21 February 2023.

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